Engelmann Insurance Products

Engelmann Insurance offers a comprehensive line of insurance for our personal and commercial customers.  Keep in mind that this page does not contain a full listing of all our products.  Please contact us should you information about a product that we may carry but is not listed. 

We have developed strong relationships with the best carriers in the industry and are able to offer these benefits to our customers.

Personal Insurance

Homeowners Insurance
Your home, your castle, it deserves the broadest & most comprehensive insurance coverage available.  We will shop not only for the best policy, but for the best package at the most competitive rates with the industry's leading carriers.

Auto/Motorcycle/RVs/Toys
From the family mini van to Dad's 1955 Chevy Pick Up with lots in between, we will shop for just the right carrier, package & rates.  We represent the industry's leading specialty carriers for those toys & other fun items that brings your family closer together.  These specialty carriers have programs specifically design with the extras that protect your family & possessions.  The rates will also have that special feel that is easy on your budget.  

Flood Insurance
Our area is experiencing remapping by the Federal Emergency Management Administration (FEMA) to be completed in early 2009.  Town hall meetings are taking place regularly for your additional information & your input.  These changes will occur.  Federally backed home mortgages will be affected for approximately 30% of San Joaquin & surrounding counties.  We are "Lodi's Flood Insurance Experts".    

Umbrella insurance
Your specifically designed personal lines insurance package will include an umbrella to protect your family's financial future.  In today's legal climate, a low cost umbrella is vital.  Our clients are all smiles when they learn how inexpensive this policy is that extends their liability coverage over the underlying policies. 

Farm owners insurance
Lodi is surrounded by the bread basket of the world, our area is truly sensational.  At first glance, it appears to be large farms encompassing acres upon acres.  In reality our area is full of smaller "gentleman farms".  Our agency directly represents the industry leading carriers that specialize in this niche market.  We will work with you to create the custom package, at the most competitive premiums, for your farming operation.

*Life Insurance

People own life insurance for usually two reasons, they love somebody …or the owe somebody. Income protection through the leverage of life insurance provides a tax-free death benefit for the beneficiaries. If it’s protecting a family …providing for a spouse or children, funding a college education or paying off a mortgage, we’ll find a solution for you.

*Individual Health Insurance

These days, most people have health insurance coverage through their jobs. For the REST of US … shopping out individual health insurance plans can be a confusing and difficult task. Our office is here to help you find the right plan; the right insurance company and the premiums that fit your budget that make sense and protect you when you need it.

*Retirement Planning

Your future will depend on your decisions today. We can help provide the services to take care of your retirement savings, and retirement income. If you have a 401k with a former employer, it came be rolled over into an IRA and allow you to have more control and benefits for you and your beneficiaries. If you are already retired and trying to make the most of your income situation, we can provide significant solutions to improve your game plan to maximize income and protect what you’ve worked so hard to earn.

*Long-Term Care Insurance

With Baby Boomers facing retirement, so many have already began taking care of their own parents. As aging and living longer are going hand in hand, we offer Traditional and California Partnership Certified Long-Term Care policies to provide for Assisted Living, Home Health Care, Skilled Nursing Facilities and Informal Care to protect and provide for a disability and ongoing care.

Commercial Insurance

Business Owners Insurance
Every business is different. We shop our quality carriers for the carriers that love your specific type of business. You, know, give them what they want & you wind up with the best product, the best pricing & you, our long term satisfied client. Give ’em what they want, a great concept.

Workers Compensation Insurance
One our most successful lines of business, successful for our clients.  For our industry, one of the most competitive & our agency's most successful.  Our long term relationships with the industry's preferred carriers allows us to got to bat for you, whatever your business situation is.  Our risk management will assist your business to keep your rates as low as possible.   

Commercial Auto Insurance
Your business depends on your vehicles that are moving you forward on our roads.  We realize & appreciate that your insurance coverage must be designed with that in mind.  By packaging with other lines, we create a win / win for all involved.       

Contractors Liability/Inland Marine Insurance
We love contractors, but our current economy, as well as the insurance industry, is enormously tough on these hard working businesses.  We'll team up with you working toward the "ease of doing business" protecting not just your business, but the tools of your trade at some of the industry most competitive premiums with top rated carriers.

Apartments/Rental Properties Insurance
Rental properties are always a great investment, but managing these investments can eat away at the limited time you have to spend.  We'll work with you on every aspect of your insurance needs & give you that little nudge to enjoy your family that you work so hard for.  We have the programs & relationships that will work for you.

Life/Financial Services/Health Insurance
Our agency is very fortunate to have formed long term relationships with Lodi's finest.  Let's discuss your needs & we'll point you in the right direction.  Our partners in these areas share our commitment to always do what's best for our valued clients.  You'll be thrilled at how we work together with your best interest as our goal.

*Life Insurance for Business Use

Funding a buy-sell agreement for partners, insuring the life of a key employee, creating an exit strategy for the business owner all are important things to think about. We have excellent solutions for business.

*Group Health Insurance

Retaining great employees through a strong benefit program gives most businesses a cutting edge in the marketplace. We work with the best carriers for groups of all sizes. Health Plans are always changing, so we work with specialists to design a benefit program that will maximize the use of the business owner’s dollars and the out-of-pocket for employees.

*These services are provided by our strategic partner:

Michael S. Shinn
Shinn Wealth Strategies & Insurance Solutions
115 W. Walnut St., #2
Lodi, CA 95240
(209) 334+1280